Insurance & Payment FAQs

Answers to your questions!

Top products & techniques. We’re here to care for your little one.
New patients welcome!

Affordable care for little smiles!

At Acorn Dental, we’re committed to turning your child’s dental visits into fun and smooth experiences. Whether we’re an in-network provider with your insurance or you’re navigating care without it, we put your child’s smile and dental health front and center. Our compassionate team is here to collaborate with you in ensuring your little one receives the care they deserve.

Below, we tackle some of the most frequently asked questions about payments and financing. Still have queries? Don’t hesitate to reach out at (732) 852-9200 or contact us online. Our friendly team is just a click away!

middletown NJ insurance payment faq acorn pediatric dental


Jacqueline F.

Dr. Jason is skilled, patient, personable, and put the whole family at ease. When your 5-year-old leaves the dental chair smiling, you know it’s a win!

Payment & Insurance Questions

Is insurance required for a visit to Acorn Pediatric Dental?

Not at all! While we do work with a broad range of insurance providers, we never let insurance be a barrier to dental care. If you’re uninsured, we’ll discuss various payment and financing options tailored to your needs. Your child’s dental health is our #1 priority, insurance or not!

Which insurance plans are you in-network with?

We’re pleased to accept a wide variety of insurance plans, including but not limited to:

  • Delta Dental
  • United Healthcare
  • BlueCross BlueShield
  • Cigna
  • United Concordia
  • Aetna
  • Ameritas
  • Met Life
  • Principal
  • Sele-Dent
  • SIDS
  • Healthplex
  • Select Local Plans

If you don’t see your provider listed, feel free to reach out and we can discuss your options.

Are there in-house payment plans?

Yes! We provide in-house payment plans designed to make dental care more accessible. These plans allow you to break down the cost of treatments into smaller, easier-to-handle payments.

How exactly does dental insurance work?

Think of dental insurance as a coupon that offers you discounts on dental treatments. Just as coupons have their fine print, dental insurance also comes with its set of rules: waiting periods, deductibles, and limitations on what’s covered. But in essence, it’s a helpful tool that often covers a chunk of the expenses for preventive care, basic procedures, and occasionally, more complex treatments.

At our practice, we can help you familiarize yourself with your plan’s details to make the most of its benefits!

Do you partner with any third party financing companies?

Absolutely! We offer 2 fantastic options:

  • CareCredit: This healthcare credit card can bridge the gap when insurance falls short. Special financing options are available, and the card functions like any other credit card — subject to credit approval, of course.
  • Care Hippo: For a low annual fee, enjoy substantial discounts on everything from routine cleanings to unexpected emergency treatments. It’s like having a financial safety net for your child’s dental needs!

What forms of payment do you accept?

You can pay via Cash, Care Credit, Checks, or Credit Card.

Schedule Today!

book now with acorn pediatric dental

Our Office


1161 State Route 35
Middletown NJ, 07748

Get Directions


Call: (732) 852-9200


Monday: 9am-5pm
Tuesday: 9am-5pm
Wednesday: Closed
Thursday: 12pm-7pm
Friday: 9am-5pm
Saturday: 8am-1pm
Sunday: Closed